Dunya

Polistes Dominula

 Also known as European Paper Wasp, and various other names I'd rather not repeat. These are not Yellow Jackets.

Western Boxelder Bug

Not to be mistaken for the Eastern Boxelder bug, which is exactly the same only in a different time zone.

Steatoda Triangulosa

 Not 100% certain of my I.D. So if anyone knows better let me know. But these little (the largest one I've found is maybe a quarter of an inch) cobweb spiders are quite common. You've probably seen them before. Aside from the cobwebs and heebie jeebies they leave behind, they are quite useful. They've even been known to feed on other, less useful, spiders, such as Hobos, and Brown Recluse.

"If I can't see you, you can't see me."